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	<title>Online Debt Resources &#187; Personal Finance</title>
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	<link>http://www.onlinedebtresources.com</link>
	<description>Information about Debt and How to Get Out of it</description>
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		<title>What Is the Financial Advisor&#8217;s Designation?</title>
		<link>http://www.onlinedebtresources.com/personal-finance/what-is-the-financial-advisors-designation/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/what-is-the-financial-advisors-designation/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 09:16:23 +0000</pubDate>
		<dc:creator>Hank Brock</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[CFP]]></category>
		<category><![CDATA[ChFC]]></category>
		<category><![CDATA[CLU]]></category>
		<category><![CDATA[designation]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial consultant]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Your advisor's designation can tell you a lot about their background and expertise. Some of the more common financial planning designations include Chartered Financial Consultant (ChFC), Certified Public Accountant (CPA), Chartered Life Underwriter (CLU), Certified Financial Planner (CFP), or attorney (JD), among others. These indicate backgrounds in finance, accounting, business, law, and insurance.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I Really Need Assistance with Debt Consolidation</title>
		<link>http://www.onlinedebtresources.com/personal-finance/do-i-really-need-assistance-with-debt-consolidation/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/do-i-really-need-assistance-with-debt-consolidation/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 11:30:21 +0000</pubDate>
		<dc:creator>Frank Froggatt</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[ecommerce]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[home and family]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[non profit]]></category>
		<category><![CDATA[online banking]]></category>
		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/do-i-really-need-assistance-with-debt-consolidation/</guid>
		<description><![CDATA[Is there truly help for me if I desire to consolidate my debt? Absolutely; and in some situations, you don't even have to pay for it. If you go to your local library you can look into free DIY debt consolidation kits. This is a very good option for you if you suffer from bad credit. You can find all kinds of different books on fixing your credit and paying your debts at your local library so please use this as a dependable resource.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding Discount Auto Insurance Is Not Difficult</title>
		<link>http://www.onlinedebtresources.com/personal-finance/finding-discount-auto-insurance-is-not-difficult/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/finding-discount-auto-insurance-is-not-difficult/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 10:25:26 +0000</pubDate>
		<dc:creator>Joseph Welusz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[auto]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[cheap car insurance]]></category>
		<category><![CDATA[Discount Auto Insurance]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Free Insurance Quotes]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Insurance Quotes]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[tips]]></category>

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		<description><![CDATA[There are many different types of discount auto insurance. Some discounts are known by almost everyone but there are some additional discounts that may apply to you that are not widely known. Individuals that have clean driving record for the past 3 to 5 years in which they have not been in an accident or received a ticket receive discounts. If you have multiple policies with the same company or have insured more then one car with that company then you will normally get additional discounts.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making Money Understanding Options Spreads.</title>
		<link>http://www.onlinedebtresources.com/personal-finance/making-money-understanding-options-spreads/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/making-money-understanding-options-spreads/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 13:10:49 +0000</pubDate>
		<dc:creator>Walter Fox</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investing education]]></category>
		<category><![CDATA[investing in options]]></category>
		<category><![CDATA[option trading]]></category>
		<category><![CDATA[personal investing]]></category>
		<category><![CDATA[puts and calls]]></category>
		<category><![CDATA[stock option trading]]></category>
		<category><![CDATA[trading options]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/making-money-understanding-options-spreads/</guid>
		<description><![CDATA[It is possible to lay a stock options trader to make money every day in those chaotic days of wild market fluctuations in the use of stock options and understanding of the spread option. I know because I could do the most, and every day I work in the office to do the normal day-to-day work.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing In Stock Options</title>
		<link>http://www.onlinedebtresources.com/personal-finance/investing-in-stock-options/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/investing-in-stock-options/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 12:23:18 +0000</pubDate>
		<dc:creator>Neal Walters</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investing education]]></category>
		<category><![CDATA[investing in options]]></category>
		<category><![CDATA[option trading]]></category>
		<category><![CDATA[personal investing]]></category>
		<category><![CDATA[puts and calls]]></category>
		<category><![CDATA[stock option trading]]></category>
		<category><![CDATA[trading options]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/investing-in-stock-options/</guid>
		<description><![CDATA[The easy definition for investing is the putting of money for the gain of profits. The options available in todayas market are many. Itas difficult to capture the best and most profitable investment option so be sure proper logical analysis of the market trend is done beforehand.]]></description>
		<wfw:commentRss>http://www.onlinedebtresources.com/personal-finance/investing-in-stock-options/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What About Online Money Management Programs?</title>
		<link>http://www.onlinedebtresources.com/personal-finance/what-about-online-money-management-programs/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/what-about-online-money-management-programs/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 12:06:55 +0000</pubDate>
		<dc:creator>Samantha A. Bow</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[online money management]]></category>
		<category><![CDATA[quicken]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/what-about-online-money-management-programs/</guid>
		<description><![CDATA[Money management gets more difficult as your income sources and expenses increase and become more difficult.  There are many different programs you can use to manage your money and now there are also online programs available.  Before you had to buy software for your computer, now there is more available.]]></description>
		<wfw:commentRss>http://www.onlinedebtresources.com/personal-finance/what-about-online-money-management-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Use A Retirement Calculator Before You Start Saving</title>
		<link>http://www.onlinedebtresources.com/personal-finance/use-a-retirement-calculator-before-you-start-saving/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/use-a-retirement-calculator-before-you-start-saving/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 10:40:22 +0000</pubDate>
		<dc:creator>David C Lewis, RFA</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[401k contribution]]></category>
		<category><![CDATA[401k contributions]]></category>
		<category><![CDATA[employer 401k]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial planning basics]]></category>
		<category><![CDATA[individual 401k]]></category>
		<category><![CDATA[qualified retirement plan]]></category>
		<category><![CDATA[qualified retirement planning]]></category>
		<category><![CDATA[qualified retirement plans]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/use-a-retirement-calculator-before-you-start-saving/</guid>
		<description><![CDATA[If you are making <a href="http://www.twintierfinancial.com/the_uncommon_cents/2008/05/retirement.html">sizable 401k contributions</a>, then you may want to start using a retirement calculator before you put any more money away for your future.]]></description>
		<wfw:commentRss>http://www.onlinedebtresources.com/personal-finance/use-a-retirement-calculator-before-you-start-saving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hard Cash for Structured Settlements: When can I Have it?</title>
		<link>http://www.onlinedebtresources.com/personal-finance/hard-cash-for-structured-settlements-when-can-i-have-it/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/hard-cash-for-structured-settlements-when-can-i-have-it/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 09:38:03 +0000</pubDate>
		<dc:creator>Paul J. Easton</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cash for structured settlement]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[sell structured settlement]]></category>
		<category><![CDATA[settlement structured]]></category>
		<category><![CDATA[structured payments]]></category>
		<category><![CDATA[structured settlement]]></category>
		<category><![CDATA[structured settlement company]]></category>
		<category><![CDATA[structured settlement payments]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/hard-cash-for-structured-settlements-when-can-i-have-it/</guid>
		<description><![CDATA[A lot of people are most likely knowledgeable with JG Wentworth's television adverts that have people crying, "It's my money and I need it NOW!" Though that view may be legitimate, you may take to need a little literary license with the word "now."]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Knowing the Law that Protects your Settlement</title>
		<link>http://www.onlinedebtresources.com/personal-finance/knowing-the-law-that-protects-your-settlement/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/knowing-the-law-that-protects-your-settlement/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 09:10:48 +0000</pubDate>
		<dc:creator>Paul J. Easton</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[sell structured settlement]]></category>
		<category><![CDATA[settlement structured]]></category>
		<category><![CDATA[structured payments]]></category>
		<category><![CDATA[structured settlement]]></category>
		<category><![CDATA[structured settlement annuity]]></category>
		<category><![CDATA[structured settlement company]]></category>
		<category><![CDATA[structured settlement payments]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/knowing-the-law-that-protects-your-settlement/</guid>
		<description><![CDATA[There is great probability that you are not aware of a law called Structured Settlement Protection Act. If you are receiving annuity from a structured settlement deal, it is best to read this further.]]></description>
		<wfw:commentRss>http://www.onlinedebtresources.com/personal-finance/knowing-the-law-that-protects-your-settlement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will you be able to buy a Car in a Year?</title>
		<link>http://www.onlinedebtresources.com/personal-finance/will-you-be-able-to-buy-a-car-in-a-year/</link>
		<comments>http://www.onlinedebtresources.com/personal-finance/will-you-be-able-to-buy-a-car-in-a-year/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 19:53:57 +0000</pubDate>
		<dc:creator>Joan K. Sullivan</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.onlinedebtresources.com/personal-finance/will-you-be-able-to-buy-a-car-in-a-year/</guid>
		<description><![CDATA[A car or other vehicle is a big purchase.  They cost a lot more than a new sweatshirt or a CD.  A lot of people finance or lease a vehicle instead of paying for it up front.  For most people, it seems nearly impossible to pay for a car entirely up front especially if it costs $20,000 or more.]]></description>
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		<slash:comments>0</slash:comments>
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